Why I write about both money and health?
Answer: When you are in control of your finances and in good health, your options are virtually unlimited. Many people struggle with either or both of these, and I want to help them have options.
To most online marketers, having a website where the topics of both money and health are covered doesn’t make much sense. It makes it hard for “the algorithms” to understand what your website is about. I understand this and agree completely.
Then why am I doing it?
To help people get control of both.
So many of the problems that the average american faces are related to one of these two areas of life, this is well known. For decades, misinformation and ineffective products and solutions have been promoted as the best solutions to these struggles. This has left people feeling confused and unable to make progress. I want to help people realize that not only is it much less confusing than others would have you think, it is, dare I say, easy.
If being healthy were easy, wouldn’t more people not have goals to “get in shape” or “lose 15 pounds”? There’s a couple things at play here that if you aren’t aware of them, make it hard for people to lose weight.
- Processed food tastes really good. Because of that we end up eating more than we would if we just ate real food.
- You can’t burn fat sustainably with exercise. Ever seen overweight marathon runners? The largest contributor to fat loss is eating at a calorie deficit.
- The latest and greatest exercise program and diet are just noise that helps someone get views on their video or article. Neither of them are going to be the solution for you.
- Consistency is the compound interest of fitness. Forget the intense crossfit classes you do twice a week, walks and light movement 5 or so times each week will probably get you more.
- You don’t have to go “beastmode” and crank it to 11 to see results. If you feel you have to endure tourture for your workout, you won’t workout. If instead, you make your workout something you enjoy but still challenges you, you’ll be more consistent.
Notice there’s no secret fat-burning formula or supplement in that list. People know that the key is exercise and diet but they don’t want to put in the work to let it change them to allow them to become a fit and healthy individual.
Have the focus to take the time and put in the work to improve your health.
Spend less than you make and invest the difference
Money is one of the biggest taboos in our culture. We just don’t talk about it and then we wonder why so many people are in debt and financial woes.
Have you ever known your money situation is in a bad place but you don’t do anything about it because you secretly hope that it will just go away or fix itself? If this is you, the first step is to make sure you’re spending less than you make.
Once you are spending less than you make, focus on making the difference between your income and expenses bigger while continuing to invest the difference.
Investing can be confusing and filled with lots of misinformation but it doesn’t need to be confusing.
How often are there stories in the news about someone who earned a low-wage their entire working life who retired with over 1 million dollars because of consistent investing and compound interest? And we say to ourselves something to the effect of: If only I could have some money to invest. Or too bad I can’t do that because I’m too old. Excuses like these keep you from saving and investing a couple hundred each month are costing you hundreds of thousands of dollars over your life.
The next problem that you’ll find is that when people decide to start investing they are trying to make up for lost time by chasing the hottest stock in search of big returns. Not only does this not work over time but it also is a huge drain on your attention.
The formula for successful investing is to invest at least a small amount each month without fail in a market tracking index.
Similarities in money and fitness: a synergistic effect
Health and finances should be handled very similarly. They both require following a plan, having patience, and focus. The results are also similar with compounding effects driving them.
With improvement in your life, you will have more momentum which will enable you to further improve other areas that are important to you.
Adding to the compounding effect of either area, there’s a synergistic compounding effect of improving your health and money situation.
The healthier you are the more you are able to work with a clear mind and make more money.
The more money you have, the greater your ability to continue to improve your sleep, diet, and strength.
The snowball can quickly turn into an avalanche that completely changes who you are for the better.
I hope this motivates you to do something today that will improve your health or your finances.
If you’re interested in making a plan to help you reach your goals, email me at firstname.lastname@example.org to schedule a time to hop on a call with me to make a plan to overcome the problem you are currently facing.